Banbury homebuyers and Banbury landlords purchasing residential property have saved £303,140 since the Chancellor reduced stamp duty on 8th July 2020, yet many more Banbury homebuyers could miss out. My analysis of properties sold in Banbury from the Land Registry between the introduction of the stamp duty holiday on 8th July 2020 and 14th August…

Boris Johnson has attracted both praise and horror in equal measure with a new plan for 95% mortgages to help beleaguered first-time buyers to get on the property ladder, but would that expose UK taxpayers to too much risk? In this article, I discuss the implications of what that would mean both nationally and locally…

Post lockdown, the need for Banbury families who want bigger homes has meant Banbury homebuyers must now pay considerably more to trade up to that larger home… One thing that has come out of lockdown has been the inexorable movement of Banbury households wanting to upsize to a larger home. Often considered to be first…

A two-minute read. Prime Minister Boris Johnson announced yesterday afternoon that he would make the dream of buying a first home a more achievable reality for first-time buyers. The news came in a speech to the virtual Conservative conference. The PM claimed his Government would introduce fixed-rate long term mortgages which would see as many…

The Banbury property market is an enigma and chock-full of contradictions.  Notwithstanding an economic recession and forecasts of property values dropping, nobody seems to have informed the Banbury homeowners selling their homes and those Banbury people looking to buy them. As I have discussed in many recent articles on the locality, the Banbury property market…

… and the six reasons that will make you want to become one The buy-to-let market in Banbury is about to enter a challenging 12 to 24 months. Yet by looking back at the last recession and what is happening now, there are vital lessons all Banbury landlords can learn to protect themselves, and in…

With only around 1 in 9 Banbury house sellers actually selling their home in the last month, Banbury sellers and buyers will need to continue to be pragmatic if the surprisingly strong current levels of activity in the Banbury property market are to be sustained. To start, we had the once in a lifetime event…

Roll the clock back 20 years and any self-respecting late 20/early 30 something would never say on their first date that they lived with their mum and dad. It was seen as a sign of immaturity being tied to your mother’s apron strings with as a failure to leave the family home. Yet over these…

Going into lockdown in March, the Government proclaimed a ban on tenant evictions, pledging that no tenant in a private rented home, who had lost their wages due to Covid-19 would be kicked out of their private rented home until the late summer. Fast forward to August and the press were being briefed as late…